Account Information Services

Affordability Check
1.4.3
 (2 APIs included)

Affordability Check verifies a user’s affordability and enables informed and profitable decision making by accessing Transaction account data of specific currency, for desired time frame across multiple accounts using Open Banking PSD2 Rail. Affordability Check uses AI and machine learning to analyse bank records to validate and get a deeper and accurate understanding of user income & expense, which in turn will minimise credit risk.

Income Expense Analysis
1.4.3
 (2 APIs included)

Income Expense Analysis facilitates Customers to aggregate & analyze account data across multiple accounts, for desired timeframe using Open Banking PSD2 Rail -AIS.

Income Verification
1.4.3
 (2 APIs included)

Income Verification facilitates Customers to confirm the income of a user by accessing Transaction account data of specific currency, for desired time frame across multiple accounts using Open Banking PSD2 Rail. Income Verification uses AI and machine learning to analyse bank records to validate and get a deeper and accurate understanding of user income, which in turn will minimise credit risk.